What is financial literacy?
Financial literacy is the knowledge about personal finance that enables people to confidently manage their financial lives.
When it comes to managing your budget, paying bills,
and knowing the right financial services for you,
knowledge is power.

To help our consumers to take charge of their financial future, we created The Road to Financial Empowerment: The Insiders’ Guide under our Purpose Money brand. This free, electronically- accessible guide contains over 35 pages of tips, worksheets and explanations of important consumer financial tools. The valuable, consumer-friendly guide focuses on budgeting as well as monitoring and protecting credit status.

The Insiders Guide to Financial Empowerment will show you how to:
  • Make a budget and stick to it.
  • Understand your credit report
  • Use "insider tips" to manage your credit cards, spending and saving.
  • Improve your credit score.
  • Figure out auto loans, credit cards, mortgages and more.
The Guide is made up of 12 key sections plus a valuable appendix. We recommend reading the whole Guide, but you can print it out in sections by clicking on any of the titles below. Then click on the interactive worksheet titles to open budgeting and other worksheets right on your computer.

If you have high-speed access, you can click here to print the whole
guide at once by clicking 'print the full guide' below.
   
   
     
  Guide Sections  
 
     
   
   
   
   
Appendix
   
   
   
 
     
  Interactive Worksheets  
 
     
   
   
 
     
  After you click the title, select "open" to open the file on your computer or "save" to save it and open it later.  
You will need Adobe Acrobat Reader to view the guide.
Click here to download this complimentary software.
 
Purpose Money markets consumer credit cards, installment loans, and other products on behalf of financial institutions. Decisions regarding credit approval are made solely by the individual financial institutions issuing these products. Purpose Money makes no representation, warranty or guarantee that following the tips or other information listed in this Guide will result in an improvement in either your finances or your general creditworthiness. Neither the issuer of your products nor Purpose Money offers or provides credit reports or other consumer advocacy services.