CompuCredit - Who We Are - Company Fact Sheet


	CompuCredit Corporation Five Concourse Parkway Suite 400 Atlanta, GA 30328 Telephone 770-828-2000 CorpInfo@CompuCredit.com

CompuCredit Corporation provides credit and related
financial services and products to the underserved
consumer credit market.

The Underserved Consumer Credit Market
Our customer base consists of the approximately 75 million Americans who would like to use financial products and services but are largely underserved by traditional financial institutions. We start our relationship with our customers by taking a risk – we decide to trust them when others may not.

As they establish a reliable history of prompt payments with us, we continue to invest in
our relationship with each customer by broadening the product range available to them.
We continuously monitor our customer satisfaction and are proud to say that our customers
are highly satisfied with their experiences with our products.

Business Segments

• Credit Cards

The Credit Cards segment consists of our credit card investment and servicing activities, as conducted with respect to receivables underlying accounts originated and portfolios purchased by us and our equity-method investees. This segment includes the activities associated with substantially all of our credit card products.

• Jefferson Capital Systems, LLC

Jefferson Capital is our subsidiary that provides innovative and non-traditional debt recovery solutions. This includes managing and investing in:

Charged-off receivables
Balance transfer programs
Bankruptcy purchasing and servicing
Debit card programs.

www.JeffersonCapitalSystemsLLC.com

• Auto Lending

The Auto Lending segment is comprised of a nationwide network of auto dealers in the ‘Buy Here/Pay Here” used car business from which auto loans are purchased or serviced on behalf of dealers.
Through our CAR Financial subsidiary, CompuCredit provides financial services for automotive dealers and automotive finance companies, particularly for the underserved consumer.

• Internet Micro-Loans

Our Internet Micro-Loans segment currently is comprised of our U.S.-based Internet, micro-loan operations. Using proprietary analytics to market, underwrite and manage loans to consumers in need of short-term financial assistance, small-balance loans are made for a period of up to 40 days and are repayable in full on the customer’s next payday.

Locations

CompuCredit is based in Atlanta, Georgia. We have offices in the following cities in the United States:


•	Atlanta, GA

•	Lake Mary, FL

•	St. Cloud, MN

•	Las Vegas, NV

Valuing Privacy

Our customers - and consumers in general - are justifiably concerned about the uses and security of their personal credit and financial data. We at CompuCredit are sensitive to this concern and have taken measures to protect and restrict access to this information. We want our customers to be assured that their relationship with CompuCredit is treated confidentially and with respect.

In addition, we will proactively inform customers in writing about our privacy policy and offer them the option of being excluded from any CompuCredit mail/phone solicitations for a period of one year.